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0% Purchase Credit Cards

Looking to spend some money in the near future? Maybe there is a family members wedding, a friends birthday or even a weekend away with a partner closing in and these credit cards can offer your a cheap, well 'free' credit that your bank would otherwise charge you for.

In general credit cards of these types are typically more difficult to accepted for as there is seen to be a higher risk from the credit card's company perspective. If you have anything but a perfect credit history then the credit card offers here may be changed if the company are to accept you to their program, they may only offer you a small credit limit to begin with until you prove your credit worthiness to them.

If you are eligible to be accepted for these credit card offers then they really are an excellent way to gain free credit and even save money by profiting from the cash back or rewards program that they are promoting. Free credit and rewards? Sounds too good to be true.

Capital One Balance Transfer and Purchase Card
  • 0% on all purchases 1st Feb 2010
  • 0% balance transfers until 1st Feb 2009
  • Choice of great card designs
  • 3% balance transfer fee
  • Typical 15.9% APR variable
Capital One Platinum Credit Card
  • 0% on all purchases 1st Nov 2009
  • 0% balance transfers until 1st Nov 2009
  • Choice of great card designs
  • 3% balance transfer fee
  • Typical 16.9% APR variable
Halifax One Credit Card
  • 0% purchases for up to 10 months
  • 0% on all balance transfers for 10 months
  • Choice of card colours
  • Typical 15.9% APR variable
  • 3% balance transfer fee
Bank of Scotland Credit Card
Bank of Scotland
  • 0% purchases for 9 months
  • 0% balance transfers for 9 months
  • Up to 59 days interest free credit
  • Free purchase protection
  • 3% balance transfer fee
  • Typical APR 16.9% variable
Virgin Credit Card
Virgin Credit Card
  • 0% on purchases for 6 months
  • 0% balance transfers for 16 months
  • Discounts at Virgin Megastores, wines, insurance and more
  • Different card designs
  • 16.6% typical APR variable
  • 2.98% balance transfer fee
  • Read the Virgin review
Barclaycard Platinum
Barclaycard credit card
  • 0% on all purchases for 3 months
  • 0% balance transfers for 12 months
  • Typical 14.9% APR variable
  • 2.5% balance transfer fee
  • Read the Barclaycard Review
RBS Credit Card
RBS credit card application
  • 0% purchases for 9 months
  • 0% balance transfers for 9 months
  • Free purchase protection
  • 3% balance transfer fee
  • Typical APR 16.9% variable